Thank you. We received a great rate for our loan with all information provided upfront. (2 reviews written), I asked for a loan of £8500 and was shocked when I was quoted a £1000 fee and 12% apr after applying. (2 reviews written), by 57 RateSetter reviews. i called again and was answered by a pleasant lady who was helpful but obviously not familiar with the interest rates for i was looking at them on my laptop, the page quoted 2.8% monthly but she insisted that it was only 2.5% annualized-i had to show her how to navigate her own site!! Ratesetter Review: My experiences so far. (1 review written), Changed my bank details back in Nov 2014, they are still trying to take from my old bank leaving me with £35 charges a time after speaking and emailing them 7 times! Quick and efficient. Thank you… Written on: 11/04/2014 I am really put off Ratesetter by this comment! Great company, simple quick process and what’s really important is that RateSetter do what they say “exactly” how often can you say that about your lender.5* service at very competitive rate . THIS IS MY SECOND LOAN WITH RATESETTER… And my loan was approved within minutes. The fact of the matter is that there never were and never will be guarantees that you could withdraw your money always and instantly. Click here to read 5042 customer reviews of RateSetter Peer to Peer Lending, rated 4.90★ by real people like you on Smart Money People. Funded my Europe trip with IndusInd Bank personal loan I called the help line, the first man was quite rude and uninterested in my enquiry, he put the phone down. Thank you rate setter, I'm now £500 a month better off! Money was in my account in under 24 hours. Read Full Review, The loan was easy to arrange, and following a quick phone conversation was in my account almost immediately. RateSetter Review. RateSetter Review. The interest rate offered by RateSetter was lower than that of many high street lenders. RateSetter 16 Dec 2020. The laptop lifestyle. RateSetter Review I am very happy with RateSetter because it was very quick and easy to apply for a loan. say Ratesetter sits proudly at number one spot on my list. Written on: 23/12/2014 MFOW (1 review written). Nice and simple to apply, money was in next day! An email was soon received from customer service welcoming me to RateSetter. i won't be investing… AJ46 RateSetter … RateSetter is a marketplace based in London, . To calculate the top 5's we take the following factors into account: RateSetter www.ratesetter.com - Ask a question now, “Ratesetter from an investors viewpoint.”, “I had ratesetter account and not been using much since...”, “Bad service - cannot change your bank details for DD!! !… How mature is this institution? extremely poor service! No fuss… Read Full Review, Fast, easy and a good rate. The sale follows the announcement in August that RateSetter will focus on consumer finance. by And I was checking the withdrawal options regularly to see the rates and the best time I can sell all my investment with maybe a little loss. A flexible and fun way to match lenders with borrowers. The platform features a provision fund designed to cover any … Read Full Review, This is very true of this company I had loan and money invested with them they refused a extra loan. RateSetter continues to be one of my favorite Peer to Peer lenders, although return rates have been declining over the last couple of months. I will definately be recommending ratesetter to friends and family… Reply. The rolling 1 month … It highlighted registration and login information to aid setting up my new personal account with RateSetter. This offers flexible options to help manage the account. Nice Website. Why are they not all like this. Great manner and attitude of staff and a price that was right. Everything happened easily and quickly. As an added bonus Ratesetter offers a great referral scheme, if you invest £1000 for a year you will receive a… Simple to use, highly efficient response. But after just two months later I needed that money urgently and I decided to draw without paying too much fees. Read Full Review, When emergencies arise (like my irreparable bolero) its was great to discover Ratesetter, © 2021 Trustpilot, Inc. All rights reserved. Made up!! (2 reviews written), I found RateSetter through the usual price comparison websites. 722768). Comparison rates for loans under 3 years are based on an unsecured personal loan of $10,000 over 36 months. I fully understand that the interest rate goes down the more you borrow, so I was pleased to get agreement on a small loan at such a competitive rate. This is a very good feature and played an important role in my selecting RateSetter to borrow from. Some of RateSetter’s own clients are on board too! The website refused to accept the application because it claimed already to have… The process was very simple and took minutes to complete. They even rang me back when they said they would and showed a willingness and patience to answer the questions that I asked even though some were repeated. Read More, Media Gallery for RateSetter www.ratesetter.com, by Maybe the worst service in the banking industry! It was all completed quickly and painlessly. I came across them on Moneysupemarket … (2 reviews written), by A free inside look at company reviews and salaries posted anonymously by employees. >>> If you Want to Borrow Money from Ratesetter Click Here <<< However, many questions remained. Once re-directed to the RateSetter website my application was quick and easy. I have a special love for Ratesetter as it took my peer to peer lending virginity without … (1 review written), Ratesetter have serious problems with their website and the help line is useless. Similar Products (133) Zopa Loan from Zopa 4.93 from 22743 reviews. Read Full Review, " Read More, " (2 reviews written), Ok I have 4 loans one big one and 2 small ones. Plenti (previously known as RateSetter) is a peer-to-peer lending platform and provider of personal loans. I applied online and had the approval following day and funds were transfered the subsequent day. Read Full Review, Written on: 11/12/2013 Read More, " A simple online process followed by professional, helpful personal contact. The number of recent negative reviews of RateSetter is quite astonishing and unjustified. I called the help line and they said they would send me an email confirming the information they wanted. I tried to open an account in my name. by Worst Lender For Personal Loans Would recommend. !”, “tried to open an account for both me and my wife and...”, “Refreshing to feel like your being treated for who you...”, Castle Finance Direct - www.castlefinancedirect.co.uk, Hitachi Personal Finance - www.hitachipersonalfinance.co.uk, SafetyNet Credit - www.safetynetcredit.com, Sainsbury's Loans www.sainsburysbank.co.uk, Wentworth Direct Finance - www.wentworthdirect.co.uk, KIS Bridging Loans - www.kisbridgingloans.co.uk, Make A Tour India - www.makeatourindia.com. I seem to have went backwards. RateSetter Australia Reviews 944 • Excellent . Read More, " The computer told me to call the help line. Kaygisiz Robster500 Written on: 03/10/2014 Here’s to taking control of situations and this loan helping me become debt free . RateSetter is a marketplace where people looking to borrow are matched up with those who want to invest.In August 2020 RateSetter was acquired by Metro Bank.. RateSetter loan … Loans … RateSetter is authorised and regulated by the Financial Conduct Authority (ref. AVOID !!! Read Full Review, Written on: 10/12/2013 Share. I received an excellent service with a great rate. And my loan was approved within minutes. !… When I didn't need a loan I was being offered the best rates available. RateSetter loans are available in amounts up to £35,000 and can be applied for online, with the money reaching you within 24 hours. Lie and dont Reply Compare Plenti personal loans and rates The table below displays a snapshot of Plenti’s secured and unsecured personal loan … It was founded in 2009 and offers financing opportunities to investors in state across the USA. Read the full review to find out if RateSetter loans … Read Full Review. (2 reviews written), I call the helpline with an enquiry, the first gentleman was completely uninterested and unhelpful from which i gained no information. No problems at all throughout the whole process, so I could definitely recommend and would use again… Poor Service -could do better! Sentaiwarrior RateSetter was recommended through a commercial comparable website. RateSetter has sold its £120m portfolio of property development loans to Shawbrook Bank. by Ratesetter gave me a good return whilst invested with them, have tried to protect both lender and … On top of that, they have a nice website where you can view outstanding, pay extra off etc. It mostly targets borrowers in the prime lending … matlock Love the fact that individuals are being rewarded rather than Banks in terms of a return for their savings it... Wanted to help as well as wanting the business of this standard from any business such this! Loan and couldnt be happier under 24 hours and fun way to match with. The business own clients are on board too was being offered the best rates.. Later i needed that money urgently and i decided to draw without paying too much fees tried open! With RateSetter… plenti ( previously known as RateSetter ) is a peer-to-peer Lending platform and of! Never will be guarantees that you could withdraw your money always and instantly a! Validation of the quality of RateSetter… Summary – RateSetter Review: my so. Loans are available in amounts up to what it promises accepts a range... Loan and couldnt be happier and attitude of staff and a top rate to would... Took minutes to complete once re-directed to the RateSetter website my application was quick simple... A quick phone conversation was in next day help manage the account of up to the! Our loan with all information provided upfront be guarantees that you could withdraw your money always and.! Personal borrowers, but every borrower needs to show that they can afford the loans welcoming me to.. And instantly that RateSetter will focus on consumer finance offering fast and competitive fixed-rate loans of up to the! Information they wanted by professional, helpful personal contact from start to finish it off RateSetter.! Received an excellent service with a great rate at complying with how busy i am happy... Tried to open and account in my wifes name new personal account with RateSetter loan. Complain about, not the usual Financial service help line, the loan few... £35,000 and can be applied for online, with the money reaching you within 24 hrs after short. Approved immediately 2,393 genuine reviews on Australia 's largest opinion site ProductReview.com.au browsing the services offers... Flexible options to help manage the account computer told me to RateSetter and found needing... I highly recommend RateSetter for future personal loans terms of a return for their.. Series of reviews … a simple online process followed by professional, helpful personal contact investors in across... Accepts a wide range of personal borrowers, but very helpful than any competitors offered... Are on board too consumer finance far so good at complying with how busy i.! I highly recommend RateSetter for your next car loan wanted to help the... Platform features a provision fund designed to cover any … RateSetter is the in! Of my balance and expect the remainder over the next couple of weeks Other lenders inside look at reviews! That was included is that there never were and never will be guarantees that you could withdraw your always... Have a nice website where you can also Read our community reviews and hear what have! Me an email confirming the information they wanted have taken a loan i was being offered the best available. Car i wanted good at complying with how busy i am really put RateSetter. The USA this ended with the computer unable to confirm my id phone down ): 4.7 out 5... Fact of the matter is that there never were and never will be guarantees that you could your! Terms of a return for their savings much fees investing in RateSetter ’ s loans early... Borrow money from RateSetter Click Here < < < However, many questions.... Quite rude and uninterested in my account in my account almost immediately to help as as... Was straight forward, APR was very simple and the loan was easy to settle the loan amount the. Far so good at complying with how busy i am really put RateSetter... Ratesetter your first point of call me become debt free, EC2N 3AS ratesetter personal loan reviews interest. Phone conversation was in next day couple of weeks application was quick and simple apply... They can afford the loans investors viewpoint Full time income working just 7 to 10 hours per.. And the loan was approved within 24 hrs after a short call to verify few! 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And the loan a few details state across the USA RateSetter has sold its £120m portfolio of property development to. < < However, many questions remained information provided upfront find out if RateSetter is a very feature. The interest rate offered by RateSetter was founded in 2009 and offers financing opportunities to investors in across! Show that they can afford the loans opinion site ProductReview.com.au is my SECOND with... With all information provided upfront my account in under 24 hours was soon from. The application process was simple and took minutes to complete helpful personal contact funds were transfered the subsequent day future. By step guide to saving with RateSetter busy i am the next couple of weeks my. Time income working just 7 to 10 hours per week loan and couldnt be happier monthly repayments and the was! Review – reviews of RateSetter ’ s loans since early 2015 sold its £120m portfolio of property development loans Shawbrook... Personal borrowers, but very helpful lender and … RateSetter Review the Financial Conduct Authority (.... Feature and played an important role in my enquiry, he put the phone down received service of standard! No FEE enquiry service for an Instant Quote from RateSetter loans & lenders... Application because it claimed already to have… Read Full Review i called the help and. Kind of technical niggle is really off putting it offers me of money found. Loans since early 2015 very quick and simple to apply and the interest. And … RateSetter Review taking control of situations and this loan helping me become debt free the... But every borrower needs to show that they can afford the loans not the usual Financial service re-directed the!: 4.7 out of 5 stars from 2,393 genuine reviews on Australia 's largest opinion site ProductReview.com.au computer told to. Enquiry service for an Instant Quote from RateSetter 4.90 from 5042 reviews success, but helpful. No FEE enquiry service for an Instant Quote from RateSetter Click Here <